Derek Laryea leaves Chamber of Telecoms

Head of Research and Communications at the Ghana Chamber of Telecommunications, Derek Barnabas Laryea has resigned after exactly ten years at the mobile industry advocate. 

Derek Laryea is pioneer of the Chamber, having started it with his former boss, Kwaku Sakyi-Addo, a multiple award-winning Ghanaian journalist of international repute, and recently appointed Board Chair of the Minerals Development Fund.

Derek and former CEO of the Ghana Chamber of Telecommunications, Kwaku Sakyi-Addo

After service for six years as CEO of the Chamber, Kwaku Sakyi-Addo left Derek and moved on to take up a national assignment as Board Chair of the National Communications Authority, the regulator of the very industry he was an advocate for.

Derek held the fort for a few months, until Ing. Dr. Kenneth Edem Ashigbey, another renowned Ghanaian media personality was appointed CEO of the Chamber after he left post as Managing Director of the nations leading state-owned print media, Graphic Communications Group.

Derek and current CEO of the Chamber, Ing. Dr. Ken Ashigbey

Under both Kwaku and Ken (as they are affectionately called), Derek served as a strong pillar of support with his research and communications prowess, making the tough job of advocating for the mobile industry in the Ghanaian environment seem like a joy ride.

Together with his bosses, they have churned a number of evidence-based reports that informed engagements with government, leading to a number of policy adjustments in support of industry players to fulfill their regulatory mandate.

During his ten years with the chamber, Derek, on many occasions delivered very intriguing, informative, educative and thought-provoking presentations on the mobile industry’s impact on national development, at various fora (home and abroad) with journalists, tertiary education students, policy makers, Parliamentarians, and the international communities.

Derek makes presentation at one of he many fora he addressed during his 10 years at the Chamber

There is a lot of work to be done regarding the mobile industry’s advocacy for more favorable policies, but the immense contribution of Derek Laryea and bringing some key issues to the for to drive policy change cannot be overemphasized.

In a Facebook post, Derek noted that the 10 years at the chamber came with good times and bad one. He spoke of threats, insults, intimidations from the high and low; but also spoke of unlimited access to opportunities, places, people and things which do not come ordinary.

He for instance hinted of receiving a WhatsApp message from the president, but did not say which president, whether the a former or the sitting one.

Find the full text of his Facebook post below:      

MOVING ON!!!!

A decade ago I took a leap of faith to start Ghana Chamber of Telecommunications with the venerable Kwaku A. Sakyi-Addo.

It’s not been rosy as every day came with its challenges, opportunities, new ministers, new insults, new threats and oh lots of bountiful access. President WhatsApp you before?
Lol you see its not been too bad.

But growth births experience and experience comes with new challenges and at some point in time you start to suffocate and lose interest even unintentionally because the challenges become mundane and your mental sanity is all you have.

Steve Jobs said “Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is GREAT WORK. And the only way to do great work is to love what you do. If you haven’t found it yet, keep looking and DONT SETTLE. As with all matters of the heart, you will know when you find it.”

10years is a great part of my life and I will always cherish my time working at the chamber. I can only thank my CEO Edem Ashigbi for his support and leadership up until this point and to all my team members internal and external.

I made a vow that 10years will be enough to move on. Thankfully, I have the full support and alignment of my present bosses to move on and pursue other new interests.

The next couple of weeks will see me in transition.

It’s an emotional moment for me but life itself is about progress so our paths will continue to cross as we progress steadily and positively.

To Whom It May Concern! 🔥🙏
I wish the industry the very best into the future.

Side Bar: Who has the number of the Unemployed Graduates Association? I have a business idea 🙈

#BootsLaced

TechGH24 salutes Derek Barnabas Laryea for his immense contribution to telecom industry advocacy, particularly in the areas of educating journalists, students and even Parliamentarians.

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September 23, 2021

Derek Laryea leaves Chamber of Telecoms

Head of Research and Communications at the Ghana Chamber of Telecommunications, Derek Barnabas Laryea has resigned after exactly ten years at the mobile industry advocate. 

Derek Laryea is pioneer of the Chamber, having started it with his former boss, Kwaku Sakyi-Addo, a multiple award-winning Ghanaian journalist of international repute, and recently appointed Board Chair of the Minerals Development Fund.

Derek and former CEO of the Ghana Chamber of Telecommunications, Kwaku Sakyi-Addo

After service for six years as CEO of the Chamber, Kwaku Sakyi-Addo left Derek and moved on to take up a national assignment as Board Chair of the National Communications Authority, the regulator of the very industry he was an advocate for.

Derek held the fort for a few months, until Ing. Dr. Kenneth Edem Ashigbey, another renowned Ghanaian media personality was appointed CEO of the Chamber after he left post as Managing Director of the nations leading state-owned print media, Graphic Communications Group.

Derek and current CEO of the Chamber, Ing. Dr. Ken Ashigbey

Under both Kwaku and Ken (as they are affectionately called), Derek served as a strong pillar of support with his research and communications prowess, making the tough job of advocating for the mobile industry in the Ghanaian environment seem like a joy ride.

Together with his bosses, they have churned a number of evidence-based reports that informed engagements with government, leading to a number of policy adjustments in support of industry players to fulfill their regulatory mandate.

During his ten years with the chamber, Derek, on many occasions delivered very intriguing, informative, educative and thought-provoking presentations on the mobile industry’s impact on national development, at various fora (home and abroad) with journalists, tertiary education students, policy makers, Parliamentarians, and the international communities.

Derek makes presentation at one of he many fora he addressed during his 10 years at the Chamber

There is a lot of work to be done regarding the mobile industry’s advocacy for more favorable policies, but the immense contribution of Derek Laryea and bringing some key issues to the for to drive policy change cannot be overemphasized.

In a Facebook post, Derek noted that the 10 years at the chamber came with good times and bad one. He spoke of threats, insults, intimidations from the high and low; but also spoke of unlimited access to opportunities, places, people and things which do not come ordinary.

He for instance hinted of receiving a WhatsApp message from the president, but did not say which president, whether the a former or the sitting one.

Find the full text of his Facebook post below:      

MOVING ON!!!!

A decade ago I took a leap of faith to start Ghana Chamber of Telecommunications with the venerable Kwaku A. Sakyi-Addo.

It’s not been rosy as every day came with its challenges, opportunities, new ministers, new insults, new threats and oh lots of bountiful access. President WhatsApp you before?
Lol you see its not been too bad.

But growth births experience and experience comes with new challenges and at some point in time you start to suffocate and lose interest even unintentionally because the challenges become mundane and your mental sanity is all you have.

Steve Jobs said “Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is GREAT WORK. And the only way to do great work is to love what you do. If you haven’t found it yet, keep looking and DONT SETTLE. As with all matters of the heart, you will know when you find it.”

10years is a great part of my life and I will always cherish my time working at the chamber. I can only thank my CEO Edem Ashigbi for his support and leadership up until this point and to all my team members internal and external.

I made a vow that 10years will be enough to move on. Thankfully, I have the full support and alignment of my present bosses to move on and pursue other new interests.

The next couple of weeks will see me in transition.

It’s an emotional moment for me but life itself is about progress so our paths will continue to cross as we progress steadily and positively.

To Whom It May Concern! 🔥🙏
I wish the industry the very best into the future.

Side Bar: Who has the number of the Unemployed Graduates Association? I have a business idea 🙈

#BootsLaced

TechGH24 salutes Derek Barnabas Laryea for his immense contribution to telecom industry advocacy, particularly in the areas of educating journalists, students and even Parliamentarians.

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Derek Laryea     Ghana Chamber of Telecommunications     Ken Ashigbey     Kwaku Sakyi-Addo    
Derek Laryea leaves Chamber of Telecoms

September 23, 2021

Ecobank Ghana     Informal Sector     National Pensions Regulatory Authority     Pension schemes     People's Pension Trust     SSNIT    
Ecobank, People’s Pension target informal sector with digital pension product

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Ecobank, People’s Pension target informal sector with digital pension product

Ecobank Ghana, in partnership with People’s Pension Trust, have launched a new innovative digital-based pension scheme that allows both formal and informal sector workers the convenience of contributing towards a comfortable retirement on their mobile handsets.

The product, which is available on the Ecobank Mobile App, under Pensions Biller, is primarily targeted at the millions of informal sector workers, who constitute a whopping 71 per cent of Ghana’s workforce, but are largely not on any pension schemes.

Formal sector workers are compelled to make pension contributions through SSNIT (Social Security and National Insurance Trust), but informal sectors workers, like taxi drivers, farmers, table top traders and several self-employed persons, who get paid daily, do not have a compulsory pension scheme.

But the partnership between Ecobank and People’s Pension creates the opportunity for such persons, and even some formal sector workers who want another scheme to augment what they have with SSNIT, the flexibility of making voluntary contributions via the Ecobank Mobile App whether daily, weekly or monthly.

Managing Director of Ecobank Ghana, Dan Sackey said this new partnership is testimony to Ecobank’s avowed commitment to using digital technology to drive financial inclusion and create value for Ghanaians, especially the largely unserved and underserved informal sector.

He said the move has a two-edged sword of ensuring financial inclusion to secure the long-term welfare of informal sector workers, and also unlocking and redirecting capital for long-term national development.

Dan Sackey recalled several other strategic partnerships Ecobank has entered into this year to make life better for Ghanaian, while raising capital for national development. He mentioned the ground-breaking Pensions Back Mortgage Scheme with Enterprise Trustees, the Auto Loan Scheme with a number of automobile companies and the SMEs loan scheme with Proparco.

He said Ecobank would continue to foster more partnership that gives value to Ghanaians and to the economy as a whole.

People’s Pension

Ecobank MD Dan Sackey and People’s Pension CEO Saqib Nazir sign the digital pension product agreement

CEO of People’s Pension, Saqib Nazir, noted that Ghana’s informal sector workers, who are largely underserved with financial services, form part of the 400 to 500 million in West Africa and the two billion people globally who need financial services extended to them.

He said whereas the risk of extending financial services to the informal sector is high, there is also a huge potential of funds to be mobilized from that sector for national development when they are financially included, while creating value and security for the contributors.

Saqib Nazir noted that efforts of financially including the informal sector have been a difficult one over the years, but strategic partnerships like the one between Ecobank and People’s Pension, presents flexible and innovative pension that should enable informal sector workers to easily get on board and secure a future for themselves.

“Through this partnership, both existing and new customers of People’s Pension and Ecobank can be reached with pension services, thus helping to transform individual lives for a better tomorrow. This will have a ripple effect that will drive improvement in the economy,” he said.

According to him, prospective customers can sign on either directly through the Ecobank Mobile App on their handheld devices, or at any of the several Ecobank Xpress Points across the country.

He described the scheme as a game-changer and urged Ghanaians to sign on and encourage others to also sign on and secure their own future.

NPRA

Director of Research, Planning, Monitoring and Evaluation at the National Pensions Regulatory Authority (NPRA), Amartey Vondee lauded Ecobank for its commitment at partnering insurance and pensions industry players to create innovative products to capture more Ghanaians into the pensions portfolio.

He recalled Ecobank’s recent partnership with Enterprise Trustees to launch the widely-lauded Pension Back Mortgage scheme to enable Tier 2 and Tier 3 pensions contributors to buy and own homes using their pensions contributions as a collateral of sorts.

Amartey Vondee urged more of such partnerships so that the greater majority of workers in Ghana who do not have any pensions, would be provided for.

According to him, 71 per cent of the 11.216 million workers in Ghana are in the informal sector and greater majority of them do not have any pension scheme.

He said as of December 2020, Ghana’s total pension asset was GHC33.4 billion, out of which SSNIT held only GHC11.3 billion, with private pension schemes accounting for GHC22.9 billion.

“Clearly the private pension scheme operators have taken the center stage in the industry and they are proving that people can count on them to create value and secure a future for them.

“I would therefore like to take the opportunity to encourage informal sector workers to take advantage of the opportunities and convenience provided by such partnership like the one Ecobank and People’s Pension has and save towards their own future,” he said.

Mr. Vondee however noted a number of things that discourage people, particularly those in the informal sector from buying insurance policies and contributing to pension schemes. They include the complexity of the language used in communicating such products, and deliberate mis-selling by agents, whose only motivation is to sign people on and make commissions.

He therefore urged insurance and pension companies to “simplify the onboarding process, simplify claims procedures and simplify the terms and conditions. You must also train your agents to avoid mis-selling and stick to the ethics of their profession when selling policies.”

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Anonymous • 14 days ago

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Anonymous • 14 days ago

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September 23, 2021

Ecobank, People’s Pension target informal sector with digital pension product

Ecobank Ghana, in partnership with People’s Pension Trust, have launched a new innovative digital-based pension scheme that allows both formal and informal sector workers the convenience of contributing towards a comfortable retirement on their mobile handsets.

The product, which is available on the Ecobank Mobile App, under Pensions Biller, is primarily targeted at the millions of informal sector workers, who constitute a whopping 71 per cent of Ghana’s workforce, but are largely not on any pension schemes.

Formal sector workers are compelled to make pension contributions through SSNIT (Social Security and National Insurance Trust), but informal sectors workers, like taxi drivers, farmers, table top traders and several self-employed persons, who get paid daily, do not have a compulsory pension scheme.

But the partnership between Ecobank and People’s Pension creates the opportunity for such persons, and even some formal sector workers who want another scheme to augment what they have with SSNIT, the flexibility of making voluntary contributions via the Ecobank Mobile App whether daily, weekly or monthly.

Managing Director of Ecobank Ghana, Dan Sackey said this new partnership is testimony to Ecobank’s avowed commitment to using digital technology to drive financial inclusion and create value for Ghanaians, especially the largely unserved and underserved informal sector.

He said the move has a two-edged sword of ensuring financial inclusion to secure the long-term welfare of informal sector workers, and also unlocking and redirecting capital for long-term national development.

Dan Sackey recalled several other strategic partnerships Ecobank has entered into this year to make life better for Ghanaian, while raising capital for national development. He mentioned the ground-breaking Pensions Back Mortgage Scheme with Enterprise Trustees, the Auto Loan Scheme with a number of automobile companies and the SMEs loan scheme with Proparco.

He said Ecobank would continue to foster more partnership that gives value to Ghanaians and to the economy as a whole.

People’s Pension

Ecobank MD Dan Sackey and People’s Pension CEO Saqib Nazir sign the digital pension product agreement

CEO of People’s Pension, Saqib Nazir, noted that Ghana’s informal sector workers, who are largely underserved with financial services, form part of the 400 to 500 million in West Africa and the two billion people globally who need financial services extended to them.

He said whereas the risk of extending financial services to the informal sector is high, there is also a huge potential of funds to be mobilized from that sector for national development when they are financially included, while creating value and security for the contributors.

Saqib Nazir noted that efforts of financially including the informal sector have been a difficult one over the years, but strategic partnerships like the one between Ecobank and People’s Pension, presents flexible and innovative pension that should enable informal sector workers to easily get on board and secure a future for themselves.

“Through this partnership, both existing and new customers of People’s Pension and Ecobank can be reached with pension services, thus helping to transform individual lives for a better tomorrow. This will have a ripple effect that will drive improvement in the economy,” he said.

According to him, prospective customers can sign on either directly through the Ecobank Mobile App on their handheld devices, or at any of the several Ecobank Xpress Points across the country.

He described the scheme as a game-changer and urged Ghanaians to sign on and encourage others to also sign on and secure their own future.

NPRA

Director of Research, Planning, Monitoring and Evaluation at the National Pensions Regulatory Authority (NPRA), Amartey Vondee lauded Ecobank for its commitment at partnering insurance and pensions industry players to create innovative products to capture more Ghanaians into the pensions portfolio.

He recalled Ecobank’s recent partnership with Enterprise Trustees to launch the widely-lauded Pension Back Mortgage scheme to enable Tier 2 and Tier 3 pensions contributors to buy and own homes using their pensions contributions as a collateral of sorts.

Amartey Vondee urged more of such partnerships so that the greater majority of workers in Ghana who do not have any pensions, would be provided for.

According to him, 71 per cent of the 11.216 million workers in Ghana are in the informal sector and greater majority of them do not have any pension scheme.

He said as of December 2020, Ghana’s total pension asset was GHC33.4 billion, out of which SSNIT held only GHC11.3 billion, with private pension schemes accounting for GHC22.9 billion.

“Clearly the private pension scheme operators have taken the center stage in the industry and they are proving that people can count on them to create value and secure a future for them.

“I would therefore like to take the opportunity to encourage informal sector workers to take advantage of the opportunities and convenience provided by such partnership like the one Ecobank and People’s Pension has and save towards their own future,” he said.

Mr. Vondee however noted a number of things that discourage people, particularly those in the informal sector from buying insurance policies and contributing to pension schemes. They include the complexity of the language used in communicating such products, and deliberate mis-selling by agents, whose only motivation is to sign people on and make commissions.

He therefore urged insurance and pension companies to “simplify the onboarding process, simplify claims procedures and simplify the terms and conditions. You must also train your agents to avoid mis-selling and stick to the ethics of their profession when selling policies.”

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Derek Laryea     Ghana Chamber of Telecommunications     Ken Ashigbey     Kwaku Sakyi-Addo    
Derek Laryea leaves Chamber of Telecoms

September 23, 2021

Ecobank Ghana     Informal Sector     National Pensions Regulatory Authority     Pension schemes     People's Pension Trust     SSNIT    
Ecobank, People’s Pension target informal sector with digital pension product

September 23, 2021

Accuvant     hacking     iOS     iPhone    
iPhone hacking scheme: US company fingered

September 22, 2021

COVID-19     GSMA     Mobile Industry     SDGs    
Mobile industry increased contribution to SDGs despite Covid – GSMA

September 22, 2021

digital bills payments     digital Ghana     Digital Payments     FinTech     Mobile Money    
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September 22, 2021

A4AI     affordable internet     affordable smartphones     Broadband Commission     International Telecommunications Union     Ursula Owusu-Ekuful    
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September 21, 2021

A4AI     bridge the gap     digital divide     ITU     Vodafone Group    
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September 21, 2021

Investor in People International     MTN @25     MTN Ghana     Platinum Accreditation    
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September 20, 2021

aYo Intermediaries Ghana     InsurTech     microinsurance     Mobile Insurance     MTN Ayo Insurance     Recharge with Care     Send with Care    
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September 20, 2021

Agenda 2025     digital operator     digitalization     MTN Ayoba     MTN Ayoba Hackathon     Prince Owusu    
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iPhone hacking scheme: US company fingered

A US Research and Development lab, Accuvant which developed iOS exploits and sold them to the government is said to have enabled three former US intelligence staff to create an access for the United Arab Emirates (UAE) to spy on iPhone users across the globe. 

US-based MIT Technology Review reported that Accuvant was involved in a $1.3 million sale of an iOS exploit to a company in the UAE.

The three former US intelligence staff reportedly agreed to pay penalties totaling $1.6 million in a deferred prosecution agreement involving their roles in creating systems to hack iPhones on behalf of a UAE company.

Acting Assistant Attorney-General with the DoJ’s National Security Division, Mark Lesko, explained that the trio’s criminal activity included creating a system to gain unauthorized access to devices, and providing defense-related services to a non-domestic company without a necessary license.

In a statement on 14 September, the US Department of Justice (DoJ) said the three “hackers for hire” created a system called Karma, which accessed servers belonging to a US company to “obtain remote, unauthorized access to any of the tens of millions of smartphones and mobile devices across the globe” running iOS.

The DoJ stated Karma was a “zero-click hack”, meaning the owners of compromised iPhones did not have to open, download, or click anything to activate the software.

It noted that Karma was amended in 2017 in response to an iOS update, meaning devices running on older versions of iOS remained vulnerable.

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Anonymous • 14 days ago

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Anonymous • 14 days ago

Lorem ipsum dolor sit, amet consectetur adipisicing elit. Veniam sequi harum.

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Anonymous • 14 days ago

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September 22, 2021

iPhone hacking scheme: US company fingered

A US Research and Development lab, Accuvant which developed iOS exploits and sold them to the government is said to have enabled three former US intelligence staff to create an access for the United Arab Emirates (UAE) to spy on iPhone users across the globe. 

US-based MIT Technology Review reported that Accuvant was involved in a $1.3 million sale of an iOS exploit to a company in the UAE.

The three former US intelligence staff reportedly agreed to pay penalties totaling $1.6 million in a deferred prosecution agreement involving their roles in creating systems to hack iPhones on behalf of a UAE company.

Acting Assistant Attorney-General with the DoJ’s National Security Division, Mark Lesko, explained that the trio’s criminal activity included creating a system to gain unauthorized access to devices, and providing defense-related services to a non-domestic company without a necessary license.

In a statement on 14 September, the US Department of Justice (DoJ) said the three “hackers for hire” created a system called Karma, which accessed servers belonging to a US company to “obtain remote, unauthorized access to any of the tens of millions of smartphones and mobile devices across the globe” running iOS.

The DoJ stated Karma was a “zero-click hack”, meaning the owners of compromised iPhones did not have to open, download, or click anything to activate the software.

It noted that Karma was amended in 2017 in response to an iOS update, meaning devices running on older versions of iOS remained vulnerable.

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Mobile industry increased contribution to SDGs despite Covid – GSMA

The GSMA has lauded the global mobile industry for the immense contribution towards the United Nations’ Sustainable Development Goals (SDGs) in 2020 despite Covid-19.

But it noted that there is need for continued action to meet set targets.

Unveiling its latest mobile industry impact report assessing performance towards meeting the SDGs, the GSMA noted the industry increased its contribution to all 17 goals during 2020.

According to the report, impactful developments included a 33 per cent jump in average global download speeds despite increased traffic in the pandemic year.

The boost in download speeds was attributed to increased 4G and 5G uptake which, it noted, allowed progress in several of the goals reliant on quality mobile connectivity.

The SDGs are aimed at various areas including economic growth, employment, health and education, with targets set to expire in 2030. These areas, the GSMA said, had been aided by improved connectivity and an increase in connection numbers.

Its report concluded the mobile industry achieved 50 per cent of its potential contribution to the SDGs by the end of 2020, up from 48 per cent in 2019 and 33 per cent in 2015.

GSMA director general Mats Granryd said: “The pandemic has exacerbated inequalities in many ways, so keeping the commitment to the SDGs has never been more important for governments and industries. Yet, we know that it will not be possible to attain the 2030 Agenda without mobile connectivity. It is our responsibility to collaborate in new ways that will maximise the industry’s potential.”

Ghana

In Ghana, for instance, government released free spectrum to the two leading telcos, MTN and Vodafone and that helped them to boost data experience across the country amid Covid-19, despite the fact that the service providers allowed a lot of free browsing that shot up data consumption exponentially.

Ghana Chamber of Telecommunications recently reported that during the pandemic, the industry invested billion of cedis to improve data capacity by a whopping 130%, from 2.2 million terabytes per day to 3.6 million terabytes per day. It projects that by close of December 2021, data traffic is expected to grow to 5 million terabytes per day.

Climate goals

The GSMA reported also noted that the mobile industry was also progressing towards separate climate goals through various actions and pledges.

The release of the data comes on the week of the UN’s General Assembly and at a time when operators in various markets seek to highlight their actions on sustainability.

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September 22, 2021

Mobile industry increased contribution to SDGs despite Covid – GSMA

The GSMA has lauded the global mobile industry for the immense contribution towards the United Nations’ Sustainable Development Goals (SDGs) in 2020 despite Covid-19.

But it noted that there is need for continued action to meet set targets.

Unveiling its latest mobile industry impact report assessing performance towards meeting the SDGs, the GSMA noted the industry increased its contribution to all 17 goals during 2020.

According to the report, impactful developments included a 33 per cent jump in average global download speeds despite increased traffic in the pandemic year.

The boost in download speeds was attributed to increased 4G and 5G uptake which, it noted, allowed progress in several of the goals reliant on quality mobile connectivity.

The SDGs are aimed at various areas including economic growth, employment, health and education, with targets set to expire in 2030. These areas, the GSMA said, had been aided by improved connectivity and an increase in connection numbers.

Its report concluded the mobile industry achieved 50 per cent of its potential contribution to the SDGs by the end of 2020, up from 48 per cent in 2019 and 33 per cent in 2015.

GSMA director general Mats Granryd said: “The pandemic has exacerbated inequalities in many ways, so keeping the commitment to the SDGs has never been more important for governments and industries. Yet, we know that it will not be possible to attain the 2030 Agenda without mobile connectivity. It is our responsibility to collaborate in new ways that will maximise the industry’s potential.”

Ghana

In Ghana, for instance, government released free spectrum to the two leading telcos, MTN and Vodafone and that helped them to boost data experience across the country amid Covid-19, despite the fact that the service providers allowed a lot of free browsing that shot up data consumption exponentially.

Ghana Chamber of Telecommunications recently reported that during the pandemic, the industry invested billion of cedis to improve data capacity by a whopping 130%, from 2.2 million terabytes per day to 3.6 million terabytes per day. It projects that by close of December 2021, data traffic is expected to grow to 5 million terabytes per day.

Climate goals

The GSMA reported also noted that the mobile industry was also progressing towards separate climate goals through various actions and pledges.

The release of the data comes on the week of the UN’s General Assembly and at a time when operators in various markets seek to highlight their actions on sustainability.

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...

Digital bill payments value to exceed US$2 trillion globally this year

A new study from Juniper Research has found that the global transaction value of digital bill payment and presentment will exceed $2 trillion by the end of 2021, from $1.9 trillion in 2020.

Digital bill payment and presentment are accessed and paid digitally, primarily through mobile banking apps.

Presentment in this context means a process that allows consumers to receive, view and pay certain bills online via computer, by transferring money from their checking accounts or charging bills to their credit card.

The report, titled Digital Banking: Banking-as-a-Service, Market Transformation & Forecasts 2021‑2026, said the steady growth represents the increasing maturity of the market, which is struggling for new user adoption.

The research predicts that, while digital bill payment is well established with traditional banks, digital-only banks will increasingly expand their presently limited offerings to mirror their capabilities, aiming to broaden their revenue streams.

“As such, digital billing services will need to prioritize partnerships with these digital-only banks, in order to access the best sources of future user growth,” the report suggested.

Smartphones to dominate usage

The new research found that smartphone-based digital bill payment and presentment will account for 51% of total digital bill payments in 2021, rising to almost 57% in 2026; displacing online management via browsers.

It identified the ubiquity of banking apps, with the new API opportunities unlocked via open banking being critical to expanding billing reach into a much broader market; widening this ecosystem significantly.

Research co-author Damla Sat explained: “Success in digital bill payment and presentment is about ensuring the right connections to billers are in place. The rise of APIs raises new possibilities for rapidly expanding this ecosystem; making partnerships critical at this early stage.”

US tops them all 

The research found that the US will be the single largest digital bill payment and presentment market throughout the next five years; accounting for almost 35% of all digital bill payment transactions by value in 2021.

The study recommends that banks in Europe, Asia Pacific, Africa and elsewhere must partner with bill payment and presentment vendors with the most extensive third-party connections to billers to drive usage.

Ghana situation

In Ghana, as part of government Digital Ghana Agenda, banks, telecom service providers and FinTechs have established effect collaboration in providing bill payment solutions to state-owned utility services providers and several private organizations.

Currently, it is estimated that some … Ghanaians individuals and institutions regularly use digital platforms to pay their bills, and the value of that is estimated around, ….

Juniper Research provides research and analytical services to the global hi-tech communications sector; providing consultancy, analyst reports and industry commentary.

For more insights, download the free whitepaper: Why Banking-as-a-Service is Driving Banking Innovation

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Anonymous • 14 days ago

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September 22, 2021

Digital bill payments value to exceed US$2 trillion globally this year

A new study from Juniper Research has found that the global transaction value of digital bill payment and presentment will exceed $2 trillion by the end of 2021, from $1.9 trillion in 2020.

Digital bill payment and presentment are accessed and paid digitally, primarily through mobile banking apps.

Presentment in this context means a process that allows consumers to receive, view and pay certain bills online via computer, by transferring money from their checking accounts or charging bills to their credit card.

The report, titled Digital Banking: Banking-as-a-Service, Market Transformation & Forecasts 2021‑2026, said the steady growth represents the increasing maturity of the market, which is struggling for new user adoption.

The research predicts that, while digital bill payment is well established with traditional banks, digital-only banks will increasingly expand their presently limited offerings to mirror their capabilities, aiming to broaden their revenue streams.

“As such, digital billing services will need to prioritize partnerships with these digital-only banks, in order to access the best sources of future user growth,” the report suggested.

Smartphones to dominate usage

The new research found that smartphone-based digital bill payment and presentment will account for 51% of total digital bill payments in 2021, rising to almost 57% in 2026; displacing online management via browsers.

It identified the ubiquity of banking apps, with the new API opportunities unlocked via open banking being critical to expanding billing reach into a much broader market; widening this ecosystem significantly.

Research co-author Damla Sat explained: “Success in digital bill payment and presentment is about ensuring the right connections to billers are in place. The rise of APIs raises new possibilities for rapidly expanding this ecosystem; making partnerships critical at this early stage.”

US tops them all 

The research found that the US will be the single largest digital bill payment and presentment market throughout the next five years; accounting for almost 35% of all digital bill payment transactions by value in 2021.

The study recommends that banks in Europe, Asia Pacific, Africa and elsewhere must partner with bill payment and presentment vendors with the most extensive third-party connections to billers to drive usage.

Ghana situation

In Ghana, as part of government Digital Ghana Agenda, banks, telecom service providers and FinTechs have established effect collaboration in providing bill payment solutions to state-owned utility services providers and several private organizations.

Currently, it is estimated that some … Ghanaians individuals and institutions regularly use digital platforms to pay their bills, and the value of that is estimated around, ….

Juniper Research provides research and analytical services to the global hi-tech communications sector; providing consultancy, analyst reports and industry commentary.

For more insights, download the free whitepaper: Why Banking-as-a-Service is Driving Banking Innovation

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September 22, 2021

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Digital bill payments value to exceed US$2 trillion globally this year

September 22, 2021

A4AI     affordable internet     affordable smartphones     Broadband Commission     International Telecommunications Union     Ursula Owusu-Ekuful    
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September 21, 2021

A4AI     bridge the gap     digital divide     ITU     Vodafone Group    
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September 21, 2021

Investor in People International     MTN @25     MTN Ghana     Platinum Accreditation    
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September 20, 2021

aYo Intermediaries Ghana     InsurTech     microinsurance     Mobile Insurance     MTN Ayo Insurance     Recharge with Care     Send with Care    
MTN aYo Insurance pays out GHC6 million plus to over 21,000 customers

September 20, 2021

Agenda 2025     digital operator     digitalization     MTN Ayoba     MTN Ayoba Hackathon     Prince Owusu    
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September 17, 2021

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CST     Finance Ministry     Ghana Chamber of Telecommunications     Ken Ashigbey     Taxes     Telecom Total Tax Contribution Report    
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September 11, 2021

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September 11, 2021

Search for topics to read

...

Connecting 3.4 billion to internet – Ghana proposes affordable smartphones

The Broadband Commission for Sustainable Development of the International Telecommunication Union (ITU) and its partners have initiated moves to connect a further 3.4 billion people to the internet by 2030, and Ghana is proposing affordable smartphones as a major fix, particularly for developing countries.

In a statement, the Commission observed that of the 3.7 billion people not connected to the internet globally, 3.4 billion live within range of mobile networks but are currently not accessing the internet, partly due to a lack of smartphone ownership.

It further noted that with mobile broadband (4G) networks now covering 82% of the population of low-and-middle-income countries (LMICs), the mobile usage gap is 6 times larger than the mobile coverage gap.

“Mobile accounts for 86% of connections to the internet in LMICs, emphasizing the importance of mobile in addressing this issue. Yet billions of people continue to use ‘dumb’ feature phones, without an internet connection, and the 2G market continues to grow. That means the digital divide is widening as the global pandemic has accelerated the emergence of digital societies and smartphones are increasingly an essential gateway to access public services – including education and medical support – financial services, jobs and to run businesses,” the Commission further noted.

To this end, Ghana’s Minister for Communications and Digitalisation, Ursula Owusu-Ekuful, said: “While Ghana and other countries have made great strides in the development of mobile infrastructure and the usage of digital services such as mobile money, it is noticeable that 45% of people in West Africa are covered by mobile broadband networks but do not use the internet.”

Speaking at a forum by the Commission, she therefore proposed that one key way to address the mobile internet usage gap is to foster new partnerships and focused action from a range of organizations towards providing affordable smartphones.

Ursula Owusu Ekuful, who is a Broadband Commissioner herself, said providing affordable smartphones for the people’s of developing countries is non-negotiable because ensuring wider connectivity and usage of the internet is vital for the long-term economic development of countries like Ghana and many others across the world.

Indeed the Commission noted that nearly 2.5 billion people live in countries where the cost of the cheapest available smartphone is unaffordable.

It therefore suggested that partnerships towards reducing the cost of smartphones should be in the area of reducing the amount of tax on 4G smartphone imports and increasing local manufacturing of devices within Africa.

Alliance for Affordable Internet (A4AI) have always suggested the affordable smartphones is key to widening mobile broadband connectivity and usage in developing economies.

Recently, the Ghana Chamber of Telecommunications, an advocate for telecom service providers, appealed for government support in reducing the tax burden on the entire mobile industry so industry players can also make services, particularly data cost affordable for consumers.

The Vodafone Group is collaborating with the Broadband Commission to drive the process towards the connectivity for the targeted 3.4 billion people.

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Anonymous • 14 days ago

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Anonymous • 14 days ago

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Anonymous • 14 days ago

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September 21, 2021

Connecting 3.4 billion to internet – Ghana proposes affordable smartphones

The Broadband Commission for Sustainable Development of the International Telecommunication Union (ITU) and its partners have initiated moves to connect a further 3.4 billion people to the internet by 2030, and Ghana is proposing affordable smartphones as a major fix, particularly for developing countries.

In a statement, the Commission observed that of the 3.7 billion people not connected to the internet globally, 3.4 billion live within range of mobile networks but are currently not accessing the internet, partly due to a lack of smartphone ownership.

It further noted that with mobile broadband (4G) networks now covering 82% of the population of low-and-middle-income countries (LMICs), the mobile usage gap is 6 times larger than the mobile coverage gap.

“Mobile accounts for 86% of connections to the internet in LMICs, emphasizing the importance of mobile in addressing this issue. Yet billions of people continue to use ‘dumb’ feature phones, without an internet connection, and the 2G market continues to grow. That means the digital divide is widening as the global pandemic has accelerated the emergence of digital societies and smartphones are increasingly an essential gateway to access public services – including education and medical support – financial services, jobs and to run businesses,” the Commission further noted.

To this end, Ghana’s Minister for Communications and Digitalisation, Ursula Owusu-Ekuful, said: “While Ghana and other countries have made great strides in the development of mobile infrastructure and the usage of digital services such as mobile money, it is noticeable that 45% of people in West Africa are covered by mobile broadband networks but do not use the internet.”

Speaking at a forum by the Commission, she therefore proposed that one key way to address the mobile internet usage gap is to foster new partnerships and focused action from a range of organizations towards providing affordable smartphones.

Ursula Owusu Ekuful, who is a Broadband Commissioner herself, said providing affordable smartphones for the people’s of developing countries is non-negotiable because ensuring wider connectivity and usage of the internet is vital for the long-term economic development of countries like Ghana and many others across the world.

Indeed the Commission noted that nearly 2.5 billion people live in countries where the cost of the cheapest available smartphone is unaffordable.

It therefore suggested that partnerships towards reducing the cost of smartphones should be in the area of reducing the amount of tax on 4G smartphone imports and increasing local manufacturing of devices within Africa.

Alliance for Affordable Internet (A4AI) have always suggested the affordable smartphones is key to widening mobile broadband connectivity and usage in developing economies.

Recently, the Ghana Chamber of Telecommunications, an advocate for telecom service providers, appealed for government support in reducing the tax burden on the entire mobile industry so industry players can also make services, particularly data cost affordable for consumers.

The Vodafone Group is collaborating with the Broadband Commission to drive the process towards the connectivity for the targeted 3.4 billion people.

More News

View All
...
iPhone hacking scheme: US company fingered

September 22, 2021

...
Vodafone, ITU to connect 3.4 billion people, bridge digital divide

September 21, 2021

...
We need government support to do more for consumers – Telecoms Chamber

September 16, 2021

...
Google fined $177 million in South Korea, plans to protest fine

September 16, 2021

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Vodafone, ITU to connect 3.4 billion people, bridge digital divide

Vodafone Group has teamed with the United Nations’ International Telecommunication Union (ITU) to tackle a global digital divide by connecting an additional 3.4 billion people to the internet by 2030 using smart devices.

In a statement, Vodafone said the partnership is aimed at addressing issues of device affordability, which limits internet access.

Vodafone and the ITU has therefore launched a working group to identify political, commercial and economic interventions which can increase smartphone access.

The telcos has also committed to launch two pilot programmes on device affordability.

The working group will be chaired by Vodafone CEO Nick Read and ITU Secretary-General Houlin Zhao. Other members will include the GSMA; the Alliance for Affordable Internet; the government of Ghana; Safaricom; Smart Africa; and the World Wide Web Foundation.

In a statement announcing the initiative, Vodafone cited GSMA Connected Society research showing 82 per cent of the citizens of low- and middle-income countries are now covered by 4G mobile networks, but many lack a capable device.

Ghana’s Minister for Communications and Digitalisation, Ursula Owusu-Ekuful, was quoted as saying 45 per cent of people in West Africa are covered by mobile broadband networks but do not use the internet. So the Vodafone and ITU initiative is in the right direction.

Maria-Francesca Spatolisano, officer-in-charge of the office of the UN Secretary-General’s Envoy on Technology, explained the Vodafone and ITU working group will play a key role in helping the body achieve its goal of universal connectivity by 2030 by helping ensure the global shift to digital technology “is beneficial and makes our societies more equal and not less.”

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September 21, 2021

Vodafone, ITU to connect 3.4 billion people, bridge digital divide

Vodafone Group has teamed with the United Nations’ International Telecommunication Union (ITU) to tackle a global digital divide by connecting an additional 3.4 billion people to the internet by 2030 using smart devices.

In a statement, Vodafone said the partnership is aimed at addressing issues of device affordability, which limits internet access.

Vodafone and the ITU has therefore launched a working group to identify political, commercial and economic interventions which can increase smartphone access.

The telcos has also committed to launch two pilot programmes on device affordability.

The working group will be chaired by Vodafone CEO Nick Read and ITU Secretary-General Houlin Zhao. Other members will include the GSMA; the Alliance for Affordable Internet; the government of Ghana; Safaricom; Smart Africa; and the World Wide Web Foundation.

In a statement announcing the initiative, Vodafone cited GSMA Connected Society research showing 82 per cent of the citizens of low- and middle-income countries are now covered by 4G mobile networks, but many lack a capable device.

Ghana’s Minister for Communications and Digitalisation, Ursula Owusu-Ekuful, was quoted as saying 45 per cent of people in West Africa are covered by mobile broadband networks but do not use the internet. So the Vodafone and ITU initiative is in the right direction.

Maria-Francesca Spatolisano, officer-in-charge of the office of the UN Secretary-General’s Envoy on Technology, explained the Vodafone and ITU working group will play a key role in helping the body achieve its goal of universal connectivity by 2030 by helping ensure the global shift to digital technology “is beneficial and makes our societies more equal and not less.”

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MTN Ghana receives Investors in People Platinum Accreditation

MTN Ghana has been awarded Investors in People Platinum Accreditation by the UK-based Investors in People (IiP) International.

The Platinum accreditation is the highest level the IiP accreditation model, and MTN is the first company in Ghana to receive the IiP Accreditation.

MTN Ghana attained its first Investors in People Accreditation in 2014 and received two Gold Accreditations in 2015 and 2017. MTN is the first company in Ghana to receive the Investors in People Accreditation.

The platinum accreditation confirms MTN Ghana as an organization that adheres to the IiP standards and global best people management practices.

MTN Ghana received the platinum accreditation in September 2021 after rigorous evidence-based assessment including a survey of employees, a review of the company’s people practices and policies, interviews with a cross section of selected employees and confirmation of evidence provided.

Commenting on the award, the Chief Human Resource Officer of MTN Ghana, Amma Benneh-Amponsah said, “We are glad MTN has received the high-performing accreditation in the Investors in People standard. Since MTN Ghana received its first Investors in People Accreditation in 2014, we have continuously and consistently worked hard, invested in our workforce and continued to employ best practices in people management to ensure the organization continues to meet the global standard on all fronts.

“As an organization, we are committed to enabling our employees live inspired, Work with meaning, Thrive in positivity, Grow with purpose and Connect to develop in all that we do. I am also excited this accreditation is coming at a time MTN is celebrating its 25th Anniversary, a testament of the organization’s growth and contributions to society” she added.

The CEO of MTN Ghana, Selorm Adadevoh congratulated all staff for their collective efforts, collaboration and for believing in the values and initiatives of MTN aimed at making MTN the best place to work and as the employer of choice.

CEO of Investors in People, Paul Devoy, said: “We would like to congratulate MTN Ghana for receiving the highest level of accreditation on the IiP Standard. The Platinum accreditation on Investor in People is a remarkable achievement for any organization, and we are glad MTN has received this accreditation which places the company on high rankings within a host of organizations that understand the value of people.”

Investors in People is one of the world’s leading people management standards, a business improvement tool designed to help organizations develop performance through their people.

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September 20, 2021

MTN Ghana receives Investors in People Platinum Accreditation

MTN Ghana has been awarded Investors in People Platinum Accreditation by the UK-based Investors in People (IiP) International.

The Platinum accreditation is the highest level the IiP accreditation model, and MTN is the first company in Ghana to receive the IiP Accreditation.

MTN Ghana attained its first Investors in People Accreditation in 2014 and received two Gold Accreditations in 2015 and 2017. MTN is the first company in Ghana to receive the Investors in People Accreditation.

The platinum accreditation confirms MTN Ghana as an organization that adheres to the IiP standards and global best people management practices.

MTN Ghana received the platinum accreditation in September 2021 after rigorous evidence-based assessment including a survey of employees, a review of the company’s people practices and policies, interviews with a cross section of selected employees and confirmation of evidence provided.

Commenting on the award, the Chief Human Resource Officer of MTN Ghana, Amma Benneh-Amponsah said, “We are glad MTN has received the high-performing accreditation in the Investors in People standard. Since MTN Ghana received its first Investors in People Accreditation in 2014, we have continuously and consistently worked hard, invested in our workforce and continued to employ best practices in people management to ensure the organization continues to meet the global standard on all fronts.

“As an organization, we are committed to enabling our employees live inspired, Work with meaning, Thrive in positivity, Grow with purpose and Connect to develop in all that we do. I am also excited this accreditation is coming at a time MTN is celebrating its 25th Anniversary, a testament of the organization’s growth and contributions to society” she added.

The CEO of MTN Ghana, Selorm Adadevoh congratulated all staff for their collective efforts, collaboration and for believing in the values and initiatives of MTN aimed at making MTN the best place to work and as the employer of choice.

CEO of Investors in People, Paul Devoy, said: “We would like to congratulate MTN Ghana for receiving the highest level of accreditation on the IiP Standard. The Platinum accreditation on Investor in People is a remarkable achievement for any organization, and we are glad MTN has received this accreditation which places the company on high rankings within a host of organizations that understand the value of people.”

Investors in People is one of the world’s leading people management standards, a business improvement tool designed to help organizations develop performance through their people.

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September 21, 2021

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September 21, 2021

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September 20, 2021

aYo Intermediaries Ghana     InsurTech     microinsurance     Mobile Insurance     MTN Ayo Insurance     Recharge with Care     Send with Care    
MTN aYo Insurance pays out GHC6 million plus to over 21,000 customers

September 20, 2021

Agenda 2025     digital operator     digitalization     MTN Ayoba     MTN Ayoba Hackathon     Prince Owusu    
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September 17, 2021

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September 16, 2021

CST     Finance Ministry     Ghana Chamber of Telecommunications     Ken Ashigbey     Taxes     Telecom Total Tax Contribution Report    
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September 16, 2021

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MTN aYo Insurance pays out GHC6 million plus to over 21,000 customers

As of the close of August 2021, aYo Intermediaries Ghana has paid over GH¢6.2 million in benefits to over 21,000 customers who made claims from their aYo “Recharge with Care’ (RwC) and aYo ‘Send with Care’ (SwC) policies.

aYo is an MTN Ghana mobile microinsurance subsidiary that provides affordable Life and Hospital insurance policies. As of August 2021, the company had a customer base of about 6.3 million subscribers.

TechGh24 can confirm that as of August 31, 2021, aYo had paid 22,041 claims to both Recharge with Care and Send with Care policyholders, with 89% being hospital admission claims while remaining 11% was death claims.

Out of the number of claims paid for, 21,834 were under ‘Recharge with Care’ while some 207 were under ‘Send with Care.

In terms of value, ‘Recharge with Care’ paid out about GH¢6.15 million, while ‘Send with Care’ has paid out over GH¢82,000.

Last year, aYo doubled customer benefits under its Recharge with Care policy. Benefits for customers on hospital admission under RwC was doubled from GH¢50 a day to GH¢100, while the benefit in the event of death went up from GH¢3,000 to GH¢6,000 per customer. That accounts for the huge settlement payments under the RwC policy. aYo Ghana further increased Hospital admission benefit to GH¢120 per day, this year.

TechGh24 gathered that the highest single claim settlements were GH¢6,000 paid to a ‘Recharge with Care’ customer, while that for a single ‘Send with Care’ customer stood at GH¢3,920 which was hospital admission claim.

aYo insurance cover is currently for 30 days and it is renewable. The more a customer recharges airtime on their MTN number, the more they accumulate higher benefit.

Premiums

Premium for RwC is automatically deducted from subscriber’s airtime in bits anytime they recharge their airtime until a total of GH¢4.00 or GH¢6 is paid for the month. That for SwC is paid when one sends mobile money. The information on that is available on *170#, and select Send with Care.

Also, customers have the flexibility to boost their cover by buying cover manually using the MyBoost Menu option on the USSD or aYo App, app.ayo4.com and paying from their airtime wallet.

Claims

To make a claim, one can file for claims on the mobile phone by dialing *296#, and valid claims are paid immediately to your Mobile Money wallet as soon as claim document is validated.

For MyHospital claims, you need to submit a hospital discharge letter, excuse duty or itemized medical bill; and for MyLife claim, the customer must show proof of death – i.e. death certificate, medical certificate of cause of death, burial permit or letter from a local chief or religious leader confirming the death of the deceased person.

The backing documents can be submitted via WhatsApp number 0555948648 or app.ayo4u.com or at any MTN Service Centre.

MTN customers who wish to sign-up to aYo Recharge with Care insurance policy, should simply dial *296# on your phone and follow the prompts. You can also sign-up via app.ayo4u.com. Registration is free.

aYo Ghana currently has a staff strength of about 700.

Sanlam

Meanwhile, the MTN Group recently signed a partnership agreement with South African-based insurance giant, Sanlam Group to establish InsurTech alliance and sell insurance policies in Africa leveraging on technology. It is still not clear what that means for aYo Ghana.

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Anonymous • 14 days ago

Lorem ipsum dolor sit, amet consectetur adipisicing elit. Veniam sequi harum.

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Anonymous • 14 days ago

Lorem ipsum dolor sit, amet consectetur adipisicing elit. Veniam sequi harum.

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Anonymous • 14 days ago

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September 20, 2021

MTN aYo Insurance pays out GHC6 million plus to over 21,000 customers

As of the close of August 2021, aYo Intermediaries Ghana has paid over GH¢6.2 million in benefits to over 21,000 customers who made claims from their aYo “Recharge with Care’ (RwC) and aYo ‘Send with Care’ (SwC) policies.

aYo is an MTN Ghana mobile microinsurance subsidiary that provides affordable Life and Hospital insurance policies. As of August 2021, the company had a customer base of about 6.3 million subscribers.

TechGh24 can confirm that as of August 31, 2021, aYo had paid 22,041 claims to both Recharge with Care and Send with Care policyholders, with 89% being hospital admission claims while remaining 11% was death claims.

Out of the number of claims paid for, 21,834 were under ‘Recharge with Care’ while some 207 were under ‘Send with Care.

In terms of value, ‘Recharge with Care’ paid out about GH¢6.15 million, while ‘Send with Care’ has paid out over GH¢82,000.

Last year, aYo doubled customer benefits under its Recharge with Care policy. Benefits for customers on hospital admission under RwC was doubled from GH¢50 a day to GH¢100, while the benefit in the event of death went up from GH¢3,000 to GH¢6,000 per customer. That accounts for the huge settlement payments under the RwC policy. aYo Ghana further increased Hospital admission benefit to GH¢120 per day, this year.

TechGh24 gathered that the highest single claim settlements were GH¢6,000 paid to a ‘Recharge with Care’ customer, while that for a single ‘Send with Care’ customer stood at GH¢3,920 which was hospital admission claim.

aYo insurance cover is currently for 30 days and it is renewable. The more a customer recharges airtime on their MTN number, the more they accumulate higher benefit.

Premiums

Premium for RwC is automatically deducted from subscriber’s airtime in bits anytime they recharge their airtime until a total of GH¢4.00 or GH¢6 is paid for the month. That for SwC is paid when one sends mobile money. The information on that is available on *170#, and select Send with Care.

Also, customers have the flexibility to boost their cover by buying cover manually using the MyBoost Menu option on the USSD or aYo App, app.ayo4.com and paying from their airtime wallet.

Claims

To make a claim, one can file for claims on the mobile phone by dialing *296#, and valid claims are paid immediately to your Mobile Money wallet as soon as claim document is validated.

For MyHospital claims, you need to submit a hospital discharge letter, excuse duty or itemized medical bill; and for MyLife claim, the customer must show proof of death – i.e. death certificate, medical certificate of cause of death, burial permit or letter from a local chief or religious leader confirming the death of the deceased person.

The backing documents can be submitted via WhatsApp number 0555948648 or app.ayo4u.com or at any MTN Service Centre.

MTN customers who wish to sign-up to aYo Recharge with Care insurance policy, should simply dial *296# on your phone and follow the prompts. You can also sign-up via app.ayo4u.com. Registration is free.

aYo Ghana currently has a staff strength of about 700.

Sanlam

Meanwhile, the MTN Group recently signed a partnership agreement with South African-based insurance giant, Sanlam Group to establish InsurTech alliance and sell insurance policies in Africa leveraging on technology. It is still not clear what that means for aYo Ghana.

More News

View All
...
iPhone hacking scheme: US company fingered

September 22, 2021

...
Vodafone, ITU to connect 3.4 billion people, bridge digital divide

September 21, 2021

...
We need government support to do more for consumers – Telecoms Chamber

September 16, 2021

...
Google fined $177 million in South Korea, plans to protest fine

September 16, 2021

...
Ethiopian government puts 40% of Ethio Telecom on sale

September 16, 2021

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September 14, 2021

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September 14, 2021

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September 11, 2021

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July 20, 2021

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Google fined €500 million in France over news copyright

July 15, 2021

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Hubtel, Expresspay, IT Consortium deserve national awards for designing Ghana.gov – Finance Minister

July 15, 2021

Derek Laryea     Ghana Chamber of Telecommunications     Ken Ashigbey     Kwaku Sakyi-Addo    
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September 23, 2021

Ecobank Ghana     Informal Sector     National Pensions Regulatory Authority     Pension schemes     People's Pension Trust     SSNIT    
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Academy e-learning App wins maiden MTN Ayoba Hackathon

The maiden edition of MTN Ayoba Hackathon 2021 is over and an innovative e-learning app called Academy emerged at the overall winner. 

Academy was designed by Prince Owusu for students to take up online courses in a variety of subjects, particularly during the Covid-19 lockdown period, and get certificates issued to them online when they pass the courses.

The app beat four others in the final, and Prince walked away with the GHC20,000 ultimate cash prize, a plaque, a certificate and a rare opportunity to work with the MTN app development team at MTN Digital Campus.

Prince Owusu, winner of MTN Ayoba Hackathon deliver his acceptance speech

But the biggest prize is the opportunity for his Academy App to be featured on the Ayoba platform so it can be available to a wider public, both in Ghana and elsewhere within Africa.

First runner-up was Ameylia App, designed by Edward Morgan and Pierre Barrad-Amoyaw. It is an app that enables easy crowd-sourcing for individuals who need a number of services within a particular locality.

Essentially, the app helps consumers find and order from small-scale enterprises and vendors easily and also helps such small businesses and vendors to reach consumers easily. The winners took home GHC10,000 cash prize.

Team Ameylia delivering their final pitch

Stride, an online logistics platform that connects online retailers and businesses to courier service providers for prompt deliveries to customers, was the second runner-up.

What Stride does is that it gives small online and offline businesses access to various delivery companies and service providers and monitors the process to ensure the services is delivered in a professional manner.

The app was developed by a team of four – Emmanuel Fache, Eyram Amedzor, Amanda Dzegblor and Vanessa Leonie-Mensah, and the took home GHC8,000 for their effort.

Team Stride delivering their final pitch

The two other apps in the final, UnloQR, a gaming app; and Request, an app that facilitates easy requests and monitoring of same within a business organization, also walked away with certificates and some consolation prizes.

The final five were selected out of over 200 entries in over two-weeks of various virtual and physical activities, that culminated into a final live event.

The winners were announced in a Facebook Live event on MTN Ghana’s Facebook page, after all five made their final pitches and the judges gave feedback.

The judges – MTN Ayoba Hackathon 2021

Some were told to improve the use cases for individuals, particular within the ayoba platform where individuals rather than businesses dominate, while others were told to take a second look at ways to monetize their app among other expert comments.

All five finalist apps would be given the opportunity to leverage on the Ayoba Super platform to promote their Apps, according to officials of MTN Ghana.

The MTN ayoba Hackathon, was designed to give local app developers, start-ups and businesses the opportunity to develop micro-apps fit for the Ayoba Super App.

The Hackathon gives participants the opportunity to benefit from the digitization agenda being pursued by MTN under its Agenda 2025 strategy.

Key apps

Some of the outstanding apps that did not make the final five include a Health Management App, which enables patients to easily talk to their doctors via a platform that has the patients’ health history.

Another app that was looked to solve the problem of getting information from all schools in Ghana was also demonstrated during the competition.

Dario Bianchi – Chief Digital Officer, MTN Ghana

Chief Digital Officer at MTN Ghana, Dario Bianchi reiterated MTN’s commitment to creating Africa’s largest and most valuable digital platform, as part of it Ambition 2025, for the progress of the continent.

He said MTN believes that everyone in Africa deserves to the meaningfully connected, adding that MTN will continue to invest in ensuring the the sustainable development of Ghana and Africa through digital solutions.

The MTN Ghana CDO said each of the winners will be given a working space at the MTN Digital House in Accra to work with the MTN team to develop their apps even further.

Dario Bianchi thanked the judges and mentors of the Ayoba Hackathon for their contribution in helping the developers to improve on their app, and also thanked the Ayoba team in South Africa for setting up the Hackathon to discover the talents in Ghana.

Ayoba

Ayoba is an African-based super app that allows users, particularly MTN customers to have access to digital services and to the internet for free, without using their data.

Head of Ecosystem and Business Development at Ayoba, Eero Tarjanne, congratulated all five finalists and welcomed their apps to the Ayoba platform saying that the real journey has now begun for all of them and they would need to work harder to improve on the apps for the market.

He promised to get in touch with all the teams in the next few days to find ways of helping them to make their apps better with all the technical and business features needed to make the apps sit well on the Ayoba platform.

“Depending on the Covid situation, we are also working to provide the winners with working space at the MTN Campus in Accra,” he said, adding that all the winners will be included in the Ayoba Accelerator Programme.

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September 17, 2021

Academy e-learning App wins maiden MTN Ayoba Hackathon

The maiden edition of MTN Ayoba Hackathon 2021 is over and an innovative e-learning app called Academy emerged at the overall winner. 

Academy was designed by Prince Owusu for students to take up online courses in a variety of subjects, particularly during the Covid-19 lockdown period, and get certificates issued to them online when they pass the courses.

The app beat four others in the final, and Prince walked away with the GHC20,000 ultimate cash prize, a plaque, a certificate and a rare opportunity to work with the MTN app development team at MTN Digital Campus.

Prince Owusu, winner of MTN Ayoba Hackathon deliver his acceptance speech

But the biggest prize is the opportunity for his Academy App to be featured on the Ayoba platform so it can be available to a wider public, both in Ghana and elsewhere within Africa.

First runner-up was Ameylia App, designed by Edward Morgan and Pierre Barrad-Amoyaw. It is an app that enables easy crowd-sourcing for individuals who need a number of services within a particular locality.

Essentially, the app helps consumers find and order from small-scale enterprises and vendors easily and also helps such small businesses and vendors to reach consumers easily. The winners took home GHC10,000 cash prize.

Team Ameylia delivering their final pitch

Stride, an online logistics platform that connects online retailers and businesses to courier service providers for prompt deliveries to customers, was the second runner-up.

What Stride does is that it gives small online and offline businesses access to various delivery companies and service providers and monitors the process to ensure the services is delivered in a professional manner.

The app was developed by a team of four – Emmanuel Fache, Eyram Amedzor, Amanda Dzegblor and Vanessa Leonie-Mensah, and the took home GHC8,000 for their effort.

Team Stride delivering their final pitch

The two other apps in the final, UnloQR, a gaming app; and Request, an app that facilitates easy requests and monitoring of same within a business organization, also walked away with certificates and some consolation prizes.

The final five were selected out of over 200 entries in over two-weeks of various virtual and physical activities, that culminated into a final live event.

The winners were announced in a Facebook Live event on MTN Ghana’s Facebook page, after all five made their final pitches and the judges gave feedback.

The judges – MTN Ayoba Hackathon 2021

Some were told to improve the use cases for individuals, particular within the ayoba platform where individuals rather than businesses dominate, while others were told to take a second look at ways to monetize their app among other expert comments.

All five finalist apps would be given the opportunity to leverage on the Ayoba Super platform to promote their Apps, according to officials of MTN Ghana.

The MTN ayoba Hackathon, was designed to give local app developers, start-ups and businesses the opportunity to develop micro-apps fit for the Ayoba Super App.

The Hackathon gives participants the opportunity to benefit from the digitization agenda being pursued by MTN under its Agenda 2025 strategy.

Key apps

Some of the outstanding apps that did not make the final five include a Health Management App, which enables patients to easily talk to their doctors via a platform that has the patients’ health history.

Another app that was looked to solve the problem of getting information from all schools in Ghana was also demonstrated during the competition.

Dario Bianchi – Chief Digital Officer, MTN Ghana

Chief Digital Officer at MTN Ghana, Dario Bianchi reiterated MTN’s commitment to creating Africa’s largest and most valuable digital platform, as part of it Ambition 2025, for the progress of the continent.

He said MTN believes that everyone in Africa deserves to the meaningfully connected, adding that MTN will continue to invest in ensuring the the sustainable development of Ghana and Africa through digital solutions.

The MTN Ghana CDO said each of the winners will be given a working space at the MTN Digital House in Accra to work with the MTN team to develop their apps even further.

Dario Bianchi thanked the judges and mentors of the Ayoba Hackathon for their contribution in helping the developers to improve on their app, and also thanked the Ayoba team in South Africa for setting up the Hackathon to discover the talents in Ghana.

Ayoba

Ayoba is an African-based super app that allows users, particularly MTN customers to have access to digital services and to the internet for free, without using their data.

Head of Ecosystem and Business Development at Ayoba, Eero Tarjanne, congratulated all five finalists and welcomed their apps to the Ayoba platform saying that the real journey has now begun for all of them and they would need to work harder to improve on the apps for the market.

He promised to get in touch with all the teams in the next few days to find ways of helping them to make their apps better with all the technical and business features needed to make the apps sit well on the Ayoba platform.

“Depending on the Covid situation, we are also working to provide the winners with working space at the MTN Campus in Accra,” he said, adding that all the winners will be included in the Ayoba Accelerator Programme.

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